It took me quite a while to read it, but the Strike Debt document on all forms of debt really does a nice job of describing how the different forms of debt have such a heavy impact on so many groups of people.  It focuses in especially on the groups of people that are discriminated against in particular as they are forced or fooled into using fringe finance and predatory lending.

Strike Debt is a derivative movement from the Occupy movement, which is a movement against economic and social inequality.

If you are interested in learning about economies and income distribution, I’d recommend it the Strike Debt document as it’s a very good holistic look at unbanked and low income cost of living.